Phrases apply to American Specific advantages and provides. Enrollment could also be required for choose American Specific advantages and provides. Go to americanexpress.com to be taught extra.
Fortune Recommends™ has partnered with CardRatings for our protection of bank card merchandise. Fortune Recommends™ and CardRatings could obtain a fee from card issuers.
Whereas airfare charges are undoubtedly rising, paradoxically, they’re not the journey expense that’s hovering proper now.
In keeping with a report by Hopper Media, from January 2022 to January 2023 the common value of a resort room rose 54% to $212 per night time. This isn’t only a post-pandemic market correction, both; a report by American Specific World Journey discovered that costs will possible proceed to rise all through 2024.
Fortunately, the bank card market is flush with choices for incomes free nights. All the playing cards on this listing both grant you a free night time in your account anniversary, beneficiant annual journey credit or each. Better of all, all 5 playing cards supply sizable welcome bonuses that may cowl as much as 9 free nights at a good property.
The most effective bank cards free of charge nights in April 2024
Finest total: IHG One Rewards Premier Credit score Card
The IHG One Rewards Premier Credit score Card card features a free anniversary night time price as much as 40,000 factors, a redeem-three-get-one bonus on award nights, as much as 26X whole on IHG purchases and a staggering six-figure welcome bonus. This card pumps out free nights like T Swift pumps out chart-topping hits, and if you happen to’re even contemplating staying in an IHG property this yr it’s nicely definitely worth the $99 annual price.
IHG One Rewards Premier Credit score Card
Intro bonus
Earn 140,000 Bonus Factors after spending $3,000 on purchases within the first 3 months from account opening
| Annual price | $99 |
| Common APR | 21.49%–28.49% variable |
Why we like this card: If we’re speaking about playing cards that award free nights each account anniversary–and lots in between–the IHG One Rewards Premier is the cardboard to beat. For starters, it provides a 140,000 Bonus Factors after spending $3,000 on purchases within the first 3 months from account opening. Contemplating an evening at a Vacation Inn Specific can typically value below 20,000 factors, your welcome bonus can cowl over per week of free nights all by itself.
The cardboard additionally provides a redeem-three-get-one award night time bonus, that means if you happen to e book three separate three-night stays along with your welcome bonus, every of these can get a complimentary fourth night time hooked up to the tip of it, stretching your factors even additional.
Lastly, you’ll get the aforementioned free night time in your account anniversary, price as much as 40,000 factors (~$280) in worth, which simply covers your $99 annual price. Toss in as much as 26X on IHG purchases and on the spot Platinum Elite standing (which entitled you to complimentary upgrades) and you’ve got an absolute powerhouse of a resort rewards card.
Finest for Hilton: Hilton Honors American Specific Aspire Card
The Hilton Honors American Specific Aspire Card card from Amex provides a free anniversary night time, a $100 Hilton on-property credit score (good throughout a minimal two-night keep), a pair of $200 Hilton Resort credit and automated Diamond standing. All that mixed with a 175,000-point welcome bonus ought to make the Aspire card’s $550 annual price simple to shrug off for Hilton diehards.
Hilton Honors American Specific Aspire Card
Intro Bonus
Earn 175,000 factors if you happen to spend $6,000 within the first 6 months from account opening (supply ends 4/17/2024).
| Annual price | $450 |
| Common APR | 20.99%–29.99% variable |
Why we like this card: The Hilton Honors Aspire card very a lot appears like a Hilton-themed Amex Platinum. Certain, with an annual price of $450 it formally prices extra an evening on the Waldorf Astoria, however it simply contains sufficient perks, advantages and assertion credit to compensate.
For starters, you’ll get a 175,000 factors if you happen to spend $6,000 within the first 6 months from account opening (supply ends 4/17/2024)–roughly $875 in worth in direction of Hilton purchases. Subsequent, you’ll have two semi-annual $200 Hilton Resort credit to spend, a $100 Hilton on-property credit score, $200 flight credit score, $189 CLEAR Plus credit score and can earn as much as 14X factors per greenback on Hilton stays. Oh, and don’t hassle upgrading your keep throughout checkout, because you’ll have complimentary Diamond standing which entitles you to space-available upgrades, lounge entry, elite items and extra.
Maybe better of all, your free anniversary night time covers just about any Hilton property that isn’t a Membership, Trip Membership or Grand Trip Membership. So so long as you maintain onto the Aspire card, you’ll have an annual in a single day on the Waldorf to sit up for.
All details about the Hilton Honors American Specific Aspire Card has been collected independently by Fortune Recommends™.
Finest for Marriott: Marriott Bonvoy Boundless® Credit score Card
Whereas it doesn’t fairly attain the heights of the IHG One Rewards Premier card, the Marriott Bonvoy Boundless® Credit score Card remains to be a stable selection for Marriott followers because it grants a free anniversary night time, three-night welcome bonus, 15 Elite Evening credit and as much as 6X in direction of Marriott purchases for a modest $95 annual price.
Marriott Bonvoy Boundless® Credit score Card
Intro bonus
Earn 3 free nights (valued as much as 150,000 factors) after you spend $3,000 on eligible purchases inside the first 3 months from account opening (sure accommodations have resort charges).
| Annual price | $95 |
| Common APR | 21.49%–28.49% variable |
Why we like this card: Like its rival the IHG One Rewards Premier, the Marriott Bonvoy Boundless provides an automated free night time keep in a resort as much as 35,000 factors (yearly after account anniversary) ($315 in worth) to assist justify its $95 annual price. You’ll additionally get a 3 free nights (valued as much as 150,000 factors) after you spend $3,000 on eligible purchases inside the first 3 months from account opening (sure accommodations have resort charges), with every night time price as much as 50,000 factors (~$450).
That stated, because the Boundless card prefers to award nights as a substitute of factors, there’s a lack of flexibility there that makes it much less excellent if you happen to like to maximise free nights at price range properties. Fortunately, you possibly can nonetheless rack up factors fairly rapidly because the card provides 6X to the 11X you’ll get for being a Marriott Bonvoy Silver Elite member, which is automated with the cardboard.
Finest for Hyatt: World of Hyatt Credit score Card
The World of Hyatt Credit score Card provides a free night time on every account anniversary, redeemable at any Class 1 by means of 4 property (examples of Class 4 properties embody Hyatt Regency and Hyatt Place). You’ll additionally get a 30,000-point welcome bonus good for not less than $450 in Hyatt redemption worth, 2X on all purchases for the primary six months on as much as $15,000 in spending and on the spot Discoverist standing. In whole, a worthy $95-per-year funding for followers of Hyatt.
World of Hyatt Credit score Card
Intro bonus
30,000 bonus factors if you happen to spend $3,000 in first 3 months. Plus, as much as 30,000 extra bonus factors, with 2X factors spent on purchases that earn 1X level (as much as $15,000 within the first 6 months).
| Annual price | $95 |
| Common APR | 21.49%–28.49% variable |
Why we like this card: Hyatt followers don’t have a variety of choices this yr. There’s the World of Hyatt Card and the World of Hyatt Enterprise Credit score Card, so the selection is just about made for you if you happen to don’t journey for work.
Fortunately, your singular selection is fairly stable–the World of Hyatt Card comes with a welcome bonus price $450+ (30,000 bonus factors if you happen to spend $3,000 in first 3 months), a useful 2X bonus on all purchases made inside the first six months (on as much as $15,000 price of spending, or 30,000 factors) and naturally, an annual free night time at class 1-4 resort (price as much as 15,000 factors). You’ll additionally rating a further free night time at class 1-4 resort annually you spend $15,000.
The World of Hyatt Card additionally provides on the spot Discoverist standing (Hyatt’s equal to “Silver”) and a pleasant array of the way to speed up your path to Explorist, the place you’ll unlock free upgrades. You’ll obtain 5 qualifying night time credit routinely annually plus two extra for every $5,000 you spend with the cardboard.
So whereas its preliminary welcome bonus falls a little bit wanting its opponents, the World of Hyatt Card compensates with huge awards for giant spenders.
Finest for premium advantages: The Platinum Card® from American Specific
The The Platinum Card® from American Specific features a as much as $200 again in assertion credit annually on pay as you go Tremendous Resorts + Resorts® or The Resort Assortment bookings with American Specific Journey while you pay along with your Platinum Card® (minimal 2-night keep required) at over 2,200 properties. You’ll additionally get complimentary advantages (e.g. room upgrades) with these bookings and a $100 onsite expertise credit score good in direction of eating/spa/and so on. All of that luxurious and comfort–mixed with the “Plat’s” comically lengthy listing of advantages–makes it a logical selection for this listing.
The Platinum Card® from American Specific
Intro bonus
Earn 80,000 Membership Rewards® Factors after spending $8,000 on purchases on the Card in your first 6 months of card membership
| Annual Charge | $695 |
| Buy APR | See Pay Over Time APR |
| International Transaction Charge | None |
Why we like this card: With an inventory of advantages longer than a CVS receipt, it’s no shock that the legendary Amex Platinum contains a number of perks for resort hoppers. For starters, you’ll get a $200 Resort Credit score good in direction of a minimal two-night keep at any Tremendous Resorts + Resorts or The Resort Assortment property. Not solely that, you’ll get complimentary advantages (equivalent to room upgrades) along with your reserving and a $100 expertise credit score good in direction of eating, spa therapies and extra.
Your Platinum Card pampers you on the way in which to and from the resort, too; you’ll get the widest airport lounge entry within the enterprise, a $200 airline price credit score, $200 Uber Money, a $189 CLEAR Plus credit score to assist skip the TSA line and elevated standing with Hertz, Avis and Nationwide. Even after you’ve spent your $200 resort credit score, you’ll nonetheless get particular therapy at Hilton and Marriott properties due to automated Gold-equivalent standing with every.
Evidently these advantages don’t come low-cost–the annual price for the Platinum is $695–however contemplating how one can recoup roughly half of that in your first high-end resort keep, it could possibly be definitely worth the funding.
To view charges and charges of the The Platinum Card® from American Specific, see this web page
Finest for common use: Capital One Enterprise X Rewards Credit score Card
Although it instructions a lofty $395 annual price, the Capital One Enterprise X Rewards Credit score Card is surprisingly extra about worth than luxurious. You’ll get a 75,000 bonus miles after spending $4,000 on purchases inside the first 3 months from account opening (price $750 in direction of resort stays), a $300 again yearly for bookings made by means of Capital One Journey, a ten,000 bonus miles (equal to $100 in direction of journey) yearly, beginning in your first anniversary and 10x miles on accommodations and rental vehicles booked by means of Capital One Journey. As a internet end result, the Enterprise X excels at each overlaying resort stays and quickly funding the following one.
Capital One Enterprise X Rewards Credit score Card
Intro bonus
Earn 75,000 bonus miles after spending $4,000 on purchases inside the first 3 months from account opening
| Annual Charge | $395 |
| Buy APR | 19.99%–29.99% variable |
| International Transaction Charge | None |
Why we like this card: Don’t let the time period “Miles” mislead you–Capital One’s journey factors are redeemable for any journey buy made along with your Enterprise X card inside 90 days of buy–together with accommodations. Which means the cardboard’s 75,000-mile welcome bonus plus $300 annual journey credit score are good for $1,050 price of resort stays, and also you’ll get 10X for reserving accommodations by means of Capital One Journey in addition.
However the Enterprise X’s most alluring perk may very well be its airport lounge entry–you and two company will achieve limitless entry to over 1,300 lounges throughout the Capital One Lounge, Precedence Go and Plaza Premium Group networks. In order you’re trying out of the Ritz, you possibly can sit up for free Wi-Fi and Biscoff cookies till boarding.
All issues thought of, the Capital One Enterprise X is a compelling journey companion that rapidly pays for itself with beneficiant annual credit.
Continuously requested questions
Which card is finest free of charge resort nights?
The IHG One Rewards Premier card is one of the best total card for incomes free nights in 2024. It comes with a bananas welcome bonus good for over per week at a Vacation Inn Specific (or five-ish at a fancier property), a free anniversary night time, a redeem-three-get-one night time bonus and as much as 26X on IHG stays.
Which Hilton card offers you a free night time?
The Hilton Honors Aspire card provides a free award night time after every account anniversary.
What number of factors do you want for a free resort keep?
The factors required for a free resort keep can differ by model, property, timing, date and different elements. However very broadly talking, an off-peak night time at a price range property can begin round 7,500 to 10,000 factors, whereas an evening on the Ritz or different extremely high-end property can hover between 50,000 and 100,000+.
Please be aware that card particulars are correct as of the publish date, however are topic to vary at any time on the discretion of the issuer. Please contact the cardboard issuer to confirm charges, charges, and advantages earlier than making use of.
Eligibility and Profit degree varies by Card. Phrases, Circumstances, and Limitations Apply. Please go to americanexpress.com/advantages information for extra particulars. Underwritten by Amex Assurance Firm.
Fortune Recommends™ has partnered with CardRatings for our protection of bank card merchandise. Fortune Recommends™ and CardRatings could obtain a fee from card issuers.
