First Hawaiian, Inc. (NASDAQ:FHB) Q3 2024 Earnings Convention Name October 25, 2024 1:00 PM ET
Firm Individuals
Kevin Haseyama – IR Supervisor
Bob Harrison – Chairman, President and CEO
Jamie Moses – CFO
Lea Nakamura – CRO
Convention Name Individuals
David Feaster – Raymond James
Andrew Liesch – Piper Sandler
Jared Shaw – Barclays
Kelly Motta – KBW
Anthony Elian – JPMorgan
Timur Braziler – Wells Fargo Securities
Operator
Thanks for standing by, and welcome to First Hawaiian Inc’s Third Quarter 2024 Earnings Convention Name. [Operator Instructions]
I might now like handy the decision over to Investor Relations Supervisor, Kevin Haseyama. Please go forward.
Kevin Haseyama
Thanks, Lateef, and thanks everybody for becoming a member of us as we evaluate our Monetary Outcomes for the third quarter of 2024. With me immediately are Bob Harrison, Chairman, President and CEO; Jamie Moses, Chief Monetary Officer; and Lea Nakamura, Chief Danger Officer.
We ready a slide presentation that we are going to discuss with in our remarks immediately. The presentation is on the market for downloading and viewing on our web site at fhb.com within the Investor Relations part. Throughout immediately’s name, we will probably be making forward-looking statements, so please discuss with Slide 1 for our secure harbor assertion. We may additionally focus on sure non-GAAP monetary measures. The appendix to this presentation accommodates reconciliations of those non-GAAP monetary measurements to probably the most straight comparable GAAP measurements.
And now, I will flip the decision over to Bob.
Bob Harrison
Thanks, Kevin.
I will begin by giving a fast overview of the native economic system. The general Hawaii economic system continues to be resilient. Whereas Maui continues its restoration for the wildfires, the remainder of the states have seen comparatively steady tourism numbers and a low unemployment charge.
The statewide seasonally adjusted unemployment charge for September was 2.9%, in comparison with the nationwide