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‘You’ll dry out quickly…’: Indian pupil has a stark message for US aspirants chasing US levels on loans

admin by admin
April 13, 2025
in Business
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‘You’ll dry out quickly…’: Indian pupil has a stark message for US aspirants chasing US levels on loans
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Taking out an training mortgage to chase the American dream would possibly appear to be a calculated threat — however for a lot of Indian college students, it’s turning into a big gamble with excessive private and monetary stakes. Rising tuition prices, unforgiving rates of interest, and a harsh job market can flip that dream into a protracted interval of debt, stress, and isolation. 

One brutally trustworthy Reddit publish, now viral, cuts by the optimism usually offered with abroad training. It is a uncooked, first-hand account from an Indian pupil within the US, who says it like it’s: don’t come right here until you are absolutely ready to climate the storm.

In a viral Reddit publish advising Indian college students planning to review within the US, a pupil with a Grasp of Science diploma supplied a no-holds-barred account of what it’s actually prefer to pursue larger training overseas with the assistance of a mortgage.

“My Indian perspective is do not take mortgage and are available right here coz you ll dry out quickly if you cannot discover something strong,” the publish started. “I do see many individuals who get job however I see much more with out proper now.”

The coed didn’t sugarcoat the prices or dangers, warning that $30/hour shouldn’t be sufficient to dwell comfortably when factoring in hire, insurance coverage, groceries, and different necessities. “There are individuals who have accomplished some illegitimate jobs as they ran out and few received caught and had their sevis terminated,” the person wrote, referencing circumstances the place visa violations led to deportations.

Housing circumstances throughout research had been described as cramped and expensive. “If you’re within the bay one shared room is shared by 3 folks the place every pay 600 {dollars} min every excluding utils when they’re finding out,” the publish mentioned. Internship and job alternatives, the person added, include a bureaucratic maze and skepticism from employers unwilling to sponsor visas. “You’ll see many roles which you’d match good for say that they do not sponsor and also you to not apply.”

Burnout is actual, the publish emphasised, particularly with new H-1B charges leaping to $2,500. “The businesses aren’t attempting lots.”

Psychological well being challenges had been additionally starkly laid out. “I’m actually residing paycheck by paycheck as I took an enormous mortgage with an curiosity of 12/annum…There are lots of lonely days. When you get sick, you do not received no person to care for you…Therapists right here cost 100-200+$/hr, insurance coverage will not cowl.”

Regardless of making use of for 500 internships, the person reported touchdown solely two interviews. “I code and social higher than folks with no expertise who received into meta, Tesla, Amazon with referrals…A few of them cheat,” they wrote, claiming that firms typically re-post crammed roles to control visa quotas.

The publish touched on delicate and overt racism, each from locals and fellow Indians. “Folks suppose Indians are low cost which is barely true coz of all of the above causes…Additionally you’d face extra racism from different Indians as nicely.”

Nonetheless, the person acknowledged moments of kindness and neighborhood: “You get free stuff off the highway…Many occasions provide you with free meals…temples, church buildings and gurudwaras provide you with free meals.”

“Sure if you happen to can bear all that. Come aboard. Cheers,” the publish concluded.

Different customers echoed the sentiment. One wrote, “It’s arduous to save cash right here…When you got here to US a decade in the past, it was all price it, however positive received’t advocate it now.”

Not everybody agreed with the grim tone. “Why do everybody right here thinks that every one college students are doing cs…US is the one place, which has most alternatives,” a person countered.

One other added, “Civil firms are actively hiring…I agree that ultimately everybody must return again to India until they marry somebody there.”



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